Agency ratings pulled September 12, 2026 · wage data pulled September 10, 2026
St. Louis metro|Updated September 12, 2026
The 7 Best Home Care Agencies in St. Louis for Families Paying Out of Pocket, Ranked
Most St. Louis home care websites will not say what an hour costs, and this desk prints no agency price either. But an agency can still be honest about money before you sign: how its rate is built, whether there is a minimum shift, whether the first visit is free. We read seven agencies' own websites for exactly that, and ranked them by how plainly each one talks about money.
By the rate desk. Google figures pulled September 12, 2026. How we rate.
Local ownershipThe first conversationStarting commitmentNon-medical clarityFamily communication
The first conversation, numbers written down. Photo: New Plan Care Solutions.
The rankings
Each agency carries its real Google figures and a label from its own website. We score none of them.
Local option:New Plan Care gives families in the St. Louis area in-home help so a parent can stay home: companionship, help with bathing and dressing, meals, and overnight care. Call (314) 405-0887.
1
Assistance Home Care
Local, family-owned · St. Louis office on Manchester Rd
4.9 Google · 141 reviewsPublishes how its price is built, not the priceNot scored by us
The only agency here with a dedicated pricing page. No rate, but the mechanism: hourly pricing "does not change based on care types, but on the length of care visits," and starting "should never require any deposits or service length commitments." A free discovery visit comes first, and it names the payers it does not take: Medicaid, Medicare and consumer-directed services.
2
Caring Christians Private Duty
Locally owned private duty · no address on its Google listing
4.9 Google · 237 reviewsNo minimum hours; one price around the clockNot scored by us
The most-reviewed agency proper in the dataset. Its FAQ answers the minimum outright: "No, we have no minimum hours." Its homepage says "same price for days, nights, evenings, and weekends" and "no long-term contracts required." Pricing follows a free consultation and assessment. The rate itself is not on the site.
3
Seniors Home Care
Founded in 1987, now led by the founder's son · Webster Groves
4.9 Google · 47 reviewsStates its four-hour minimumNot scored by us
The other agency that puts its minimum on the page: service runs "from as little as a four-hour visit up to 24 hours a day." Pricing "is based on the level of care needed," the assessment is complimentary, and the FAQ is direct that its private duty services are not covered by Medicare. Rates are for the phone.
4
Amada Senior Care
Owner-led St. Louis office of a national brand · Kirkwood
4.8 Google · 68 reviewsTalks about market prices, not its ownNot scored by us
Its St. Louis FAQ is the only page we read that prints an hourly dollar range, framed as what area agencies typically charge, not as Amada's own rate. We do not reprint it: an unsourced metro-wide range is the number we refuse to turn into data. Credit for raising the subject, and a free consultation.
5
Right at Home
Office of a national brand · St. Peters
4.6 Google · 53 reviewsA full page on ways to pay; exact rates by phoneNot scored by us
A whole page on ways to pay, from long-term care insurance to Veterans Aid and Attendance, without its own price. Its FAQ says services are "typically billed on an hourly basis" and sends you to the local office for "the exact rates." No minimum is stated, and the assessment is not described as free.
6
HomeTeam
Serving the metro since 1996, per its LinkedIn listing · Ballwin
4.8 Google · 48 reviewsMissouri Medicaid and VA contracted modelNot scored by us
A contracted provider of Missouri Medicaid and Veterans services, and clear about it. Visits run per task, hourly or live-in, with a free consultation. The one dollar figure on its site is a caregiver wage, not a client rate. For a household paying entirely out of pocket it is the least direct fit here.
7
TheKey
Greater St. Louis office of a national brand · St. Louis
4.8 Google · 122 reviewsDoes not publish rates; free consultationNot scored by us
A free consultation is promised within 24 hours. On money its St. Louis pages are silent: no rate, no minimum, no payer sources. A finding, not a fault, and why a 122-review file sits seventh here.
The number underneath every rate
Whatever any of these agencies quotes you, one number inside it was actually measured.
Median hourly wage · home health and personal care aides · St. Louis metro
$14.28
A wage, measured across 42,390 aides. Not a rate, not a quote.
Bottom tenth, hourly
$13.08
Median, hourly
$14.28
Top tenth, hourly
$20.00
Median, annual
$29,700
Aides counted in the metro
42,390
Average weekly wage, home care payroll, St. Louis County
$763
BLS OEWS May 2024 and QCEW 2024 Q4. Against the 25 largest US metros, St. Louis pays 20th of 25; against the 8 metros filed under Missouri, 7th of 8.
Write the rate and the minimum down. Photo: New Plan Care Solutions.
What this desk will not print
Agency prices. No public dataset contains them, and we will not turn a wage into a price with a multiplier.
Ask New Plan Care for a callback
This goes straight to New Plan Care Solutions. Say how you want to be reached.
Got it. New Plan Care Solutions has your request, and we will contact you only the way you asked.
Nothing about anyone's health belongs in this form.
The tables
The federal wage and payroll pages this desk was built on
Answered with the wage data, never with an agency price.
How much does home care cost per hour in St. Louis?
No public dataset says. The one measured number underneath every quote is the $14.28 median aide wage; a rate sits above it by an amount no public file publishes. Ask each agency for its rate in writing.
Why is an agency's hourly rate so much higher than the $14.28 wage?
The wage is the only measured line inside the rate. Above it sit the employer's 7.65 percent payroll tax, per the IRS, plus insurance, supervision, scheduling and margin, which nothing public breaks out. More here.
Why does a minimum shift matter more than the rate?
Hours drive the month. At the median wage, the wage line alone for a four-hour visit is $57.12 before employer cost or margin, and needing two hours still means paying for four. See shift types.
What should the first phone call about cost cover?
The rate for your shift type, any minimum visit, any first-visit charge, and how evenings and plan changes reprice. Get it in writing; here is the checklist.
Does Medicaid, the VA or long-term care insurance pay for non-medical home care?
Sometimes, in part. A program can pay a share of an invoice; it does not change the wage underneath it. Ask which payer sources an agency takes. The offsets page covers each program.